I 100% agree with her. She may be blaming a dead guy (Ken Lay instead of Ken Lewis) But personal videos by average people like her may change one important thing.

Up to now, defaulting still carried a sort of social stigma with it for the average Joe. It may be the main reason why seriously underwater houseowners / credit card debtors paying extortionate interest still kept trying to play along with the banks. As soon as you can openly say "I went bankrupt, fuck em banksters!" in the public and get patted on the back by your neigbours/friends/random people instead of being looked down upon, the final avalanche will come and wipe away the oligarchs who stole America from the middle class. Once the teachers, cops and other respected yet underpaid and vulnerable classes start doing it and openly admitting so, it will rapidly become fair game. Grassroots / viral sabotage using your personal right to default is one thing that can stop their usury for good.

Go out and spread the word. Want your own personal bailout? Call the mortgage/credit card guy and tell him "I want to default!". No modification, no negotiation, no credit score concerns (the banks are not lending regardless of FICO anyways), no more bullshit. Max out the credit you got left, withdraw your 401k and any other savings, sell anything of value you do not need and stuff the cash in your matress. Then call the guy, ignore whatever he says and tell him to shove it.